Page 11 - Stanbic Bank IR 2024

STANBIC BANK BOTSWANA LIMITED | Integrated Report 2024 9

THE SIX CAPITALS IN ACTION

AT STANBIC BANK BOTSWANA

Our ability to deliver value is underpinned by six interconnected capitals that we
leverage to drive and execute our strategy.

Financial capital
The core of our business, encompassing What to Expect in This
revenue generation, profitability and responsible Report
financial management. Our disciplined approach
to capital allocation ensures sustainable returns „ ●Our Strategy and Performance
for shareholders and long-term security for A detailed look at our business model, financial
customers. results, and key achievements over the reporting
period.
Intellectual capital „ ●Governance and Leadership
The skills, experience,and workplace culture Insights into our governance framework, Board
composition, and leadership approach.
that set our Bank apart.
Leveraging advanced insights we develop „ ●Risk Management and Resilience
tailored financial solutions, innovate for our A transparent assessment of the top risks facing the
Bank and how we navigate them.
customers and stay ahead of market trends.
„ ●Sustainability and Impact
How we drive positive economic, social, and
Human capital environmental outcomes through responsible
Our people are at the heart of everything we do. banking and innovation.
We invest in continuous learning, leadership
development, and a culture of performance and
inclusivity, ensuring that our workforce remains Commitment to Transparency
agile, engaged, and future-ready. and Accountability

Manufactured capital The financial year in review runs from 1st
January 2024 to 31st December 2024. We aim to
Our digital banking platforms, branch ensure that our Integrated Report is meaningful
infrastructure, and operational efficiencies form and understandable to our intended readers,
the backbone of our service delivery. By providing the insights and disclosures they need
continuously investing in technology and to assess Stanbic Bank Botswana’s ability to
process innovation, we enhance accessibility, grow sustainable shared value in the short,
speed, and customer experience. medium and long term.
The responsibility for the compilation of this
Report rests with Executive management, and
Social and relationship capital the Board of Directors is of the opinion that this
Trust and collabouration define our success. Report provides a fair, balanced and appropriate
Whether through customer relationships, account of the Group’s performance, and
regulatory partnerships, or community prospects. It also addresses all material matters
investment initiatives, we prioritise ethical that impact or could impact the group’s capacity
to create sustainable shared value across
engagement and meaningful impact. different time horizons.
At Stanbic Bank Botswana, we are committed to
progress, innovation, and impact. In this Report,
we invite you to explore how we continue to drive
Natural capital growth, create opportunities, and shape a better
As responsible corporate citizens, we integrate future for all.
Social, Economic and Environmental
considerations into our operations, financing
decisions, and risk frameworks. Our
commitment to sustainable banking supports
broader environmental resilience and
responsible resource management.